SBI’s profit increases by 5.5% to ₹19,684 crore:Total income in Q4 was ₹1.40 lakh crore; stock up 32% in one year

The country’s largest government lender State Bank of India (SBI) posted a standalone profit of ₹19,684 crore in the fourth quarter of financial year 2025-26. On an annual basis, this has increased by 5.58%. In the same quarter last year, SBI had a profit of ₹18,642 crore. In the January-March (Q4FY26) quarter, State Bank’s total income was ₹1.40 lakh crore. In the same quarter last year, it was ₹1.44 lakh crore. On an annual basis, this has decreased by 2.7%. Meanwhile, in the fourth quarter, SBI’s interest earning was ₹1.23 lakh crore . In the same quarter last year, it was 1.19 lakh crore . On an annual basis, this has increased by 3.36%. Net NPA decreased by 4.25% to ₹18,830 crore During the fourth quarter (Q4FY26), the bank’s standalone net NPA, i.e., Non-Performing Asset, decreased by 4.25% to ₹18,830 crore . During January-March 2025, it was ₹19,666 crore . What is Standalone and Consolidated rseults? Company results come in two parts – standalone and consolidated. Standalone shows the financial performance of only one segment or unit. Whereas, the consolidated financial report provides the report of the entire company. Unrecovered amount becomes NPA NPA, meaning Non-Performing Asset, is a bank loan or credit whose payment the borrowing person or institution is unable to make on time. In simple language, if any person or company does not repay the installment or interest on a loan taken from a bank for 90 days or more, then that loan becomes NPA. This causes loss to the bank, because recovery of that money becomes difficult. For example, if you took a loan of 10 lakhs from a bank and did not pay its EMI for more than 3 months, then that loan will be considered NPA. SBI shares gave 32% return in one year On Friday, SBI’s share closed at ₹1,018.40, down 6.74%. In one month it has risen 4% and in one year 32%. In the past 6 months, the bank’s share has risen more than 7%. SBI’s market cap is ₹9.41 lakh crore. SBI is the country’s largest public sector bank SBI is the country’s largest public sector bank. The government has a 55.5% stake in SBI. It was established on July 1, 1955. The bank’s headquarters is in Mumbai. The bank has more than 22,500 branches and more than 50 crore customers. The bank operates in 29 countries around the world. It has 241 branches outside India.